Auto Coverage

At Focus Insurance, we want to make sure that the big things are covered. You are most important and your vehicle is second. While repair or replacement of your vehicle is inconvenient, being sued for everything you have is a life changing experience. Let Focus Insurance help you protect what is most important, you.

Critical Coverages

Bodily Injury Liability — Lawsuit protection for you. Very important in the event of an At-Fault auto accident resulting in injury to the other party.

Property Damage — Pays for damage to someone else’s property caused by you and your vehicle.

Uninsured/Underinsured Motorist Coverage — Protects you from those who do not carry sufficient coverage for injuries to you, caused by others.

Important Optional Coverages

Comprehensive — No fault damages to your vehicle, subject to a deductible. Wind, Hail, Fire, Theft, etc.

Collision — At fault damages to your vehicle, subject to a deductible. You drive your car into another car, wall, pole, traffic sign, etc.

Windshield Coverage — Some companies offer special coverages for glass.

Towing — If your auto breaks down, special coverage to provide towing to get you and your vehicle to help.

Vehicle Rental — Coverage providing a rental vehicle if your car is in the shop for repairs due to a covered claim. Daily and overall limits do apply.
Specialty Vehicles
Specialty vehicles range from motorcycles, ATV’s and dune buggies to antique and collector vehicles. At Focus Insurance Group, we have access to carriers who specialize in coverage for all of these vehicles and more. Call us for a no obligation discussion to determine what coverage would be best for your special vehicle.